Our Health

Our Health

When we think about our health, we really don’t. I am a 53 year female. Although I think about my health, I really don’t. A few months ago, I started having some medical problems. I went to have a physical. My doctor told me I was diabetic.

At first, I was in denial. But that wasn’t the problem. After telling my doctor there was something really wrong with me, she sent me to another doctor who said I was packed and needed a laxative. Knowing that was not the problem, I told him that whatever was wrong with me, it must be in the blood. Because they are doctors, sometimes they don’t listen to you. I was so sick that I literally could not get out of bed most of the time. My feet, knees, elbows, wrists and ankles hurt so bad...

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Low Cost Health Insurance

Low Cost Health Insurance

The average American by the age of 30 will soon begin to understand the necessity of having a health insurance policy. Depending upon the path that their life has taken, and the financial situation that they are in, having a health insurance policy may come very cheaply through their workplace or it may cost quite a bit if they are seeking and individual policy through a private provider. Here are a few ways that you can find low cost health insurance even if you are not affiliated with someone who will provide the health insurance for you or if you have a large family.

If you have ever been in a major accident and did not have health insurance coverage, this could be one of the largest nightmares that could ever be fall a human being in our modern...

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Free Health Insurance Quotes

Free Health Insurance Quotes

Most people are always on the lookout for ways to save money. The health-insurance industry is one of those places where people tried to skimp as much as possible with the knowledge that if they go too far, they may not have enough coverage to make it worth their while as they pay the monthly premium. The best way to find the best rate for you is to get a quote for your coverage. Here are a few ways to find free health insurance quotes that will save you hundreds of dollars in the long run.

Gone are the good old days when you used to be able to call up your local insurance company, said an appointment, go down to their local office, and be able to be assured of getting a great rate from your local agent...

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How To Get Low Cost Health Insurance

How To Get Low Cost Health Insurance

For those who don’t know, health insurance is simply the coverage of medical claims of an individual, against the medical costs. Like many others you may not be able to afford an expensive insurance policy – but you can eliminate all the frills you don’t need and get the low cost health insurance you want and still be adequately covered. Health insurance, as with any kind of insurance today, whether individual, personal, business or family health insurance, is always a gamble. You’re gambling that you’ll take out more than you are paying in and your health insurance company is gambling they will pay out less.

You want to know what to look for in any type of good insurance...

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Affordable Health Insurance In Florida

Affordable Health Insurance In Florida

Health insurance is one of the most talked about and difficult-to-afford types of insurance that the average American is faced with buying. In fact, health insurance has become so expensive that approximately 17% of all residents of Florida are without health insurance coverage of any kind.

Florida, like most other states, has a program designed to provide health care to children. Florida’s program, called KidCare, is designed to provide health services to children 19 years of age and younger. There are income eligibility requirements as well as other qualifications, but if you are having troubling finding health insurance for a minor for any reason it may pay you to check out Florida’s KidCare program at: h...

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Canadian Health Care: The Difference

Canadian Health Care: The Difference

Canada is a former member of the British Empire, not that you would know to look at it at the moment! It is now a long-standing independent country but still bears a resemblance to the country that it was once under in certain ways, and health care is one of those ways. Canada health care is extremely good and based on the national health care system still in existence in the UK. In other words, everyone gets access to a good system that is affordable and non-discriminatory, but those who wish to can pay for private care as and when they like. Canada health care insurance plans are funded by the government and publicly as well, and an individual’s policy in maintained by the province that they live in.

Canada ...

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Reading Health News Articles

Reading Health News Articles

If you want to stay up to date with the current trends in health, it would help to read at least one or two health news articles daily. Even if you are under the care of a good general practitioner, you can never be sure that he is aware of all the latest in health news. Health articles sometimes need months, even years, before they generate enough popularity for people to take note of them. It seems that people who read health newsletters, health bloggers, and health pioneers are the only ones able to keep abreast of the most recent developments.

Regular reading of health articles is beneficial especially if you are dealing with any chronic health problem...

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Soy: For Bone, Heart, Breast and Prostate Health

Soy: For Bone, Heart, Breast and Prostate Health

Soy is an excellent source of plant-based protein that can benefit those concerned about their heart and bone health, as well as their breast and prostate health.

Heart health benefits of soy: A meta-analysis of 38 studies indicates that consuming protein from soy foods is linked to retaining normal cholesterol levels. Another study suggests that soy protein may have antioxidant properties that helps protect bad(LDL) cholesterol from oxidizing.

Beyond the potential of soy protein to positively impact the cholesterol that travels through arteries, soy isoflavones may also support the healthy function of the arteries themselves...

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Major California Health Insurance Carriers

Major California Health Insurance Carriers

Five Critical Criteria used to compare California carriers.

1. Health Plan pricing in the market. Ultimately, benefits need to be priced well relative to other similar plans on the market. Also, the plans have to make sense financially in today’s world of ever-increasing cost. Some large multi-line carriers like Principle offer extremely rich benefits that have completely priced themselves out of the market. There’s a “sweet spot” where plan design meets the consumer’s budget and that has to be a given when choosing a plan. Interestingly enough, this pricing value is driven by a carriers ability to do well in the following other areas so let’s take a look at them. More information on the major carriers in the California market.

2...

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Employer Health Insurance

Employer Health Insurance

Why are employer health insurance costs rising so much?

Employers are facing tremendous pressure today to handle the increasing costs of health care insurance. The health care insurance industry is as volatile as has been seen in more than a decade. Many employers are wondering how they can afford to maintain their benefits.

This article discusses some of the many elements contributing to these escalating costs and provides some basic strategies for employers to explore to improve the cost and benefit offering.

Health insurers are essentially repackagers of the vast American health care system. Most employer policies include physician services, hospitalization, mental health and prescription benefits.

The health insurers...

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Make Health Insurance More Affordable And Accessible

Make Health Insurance More Affordable And Accessible

The Texas Hospital Association (THA) is urging lawmakers in Dallas, Houston and throughout the rest of the state to take the right steps to make health insurance more affordable and accessible to individuals in Texas. The state ranks first in the country in the percentage of uninsured residents (24.6%).

‘Cover the Uninsured Week,’ which is observed nationally to highlight the importance of access to affordable health care benefits, has garnered particular attention in Texas where Gov. Rick Perry has localized the awareness effort by proclaiming April 23-29, 2007 as Cover the Uninsured Week in the Lone Star State.

“Everyone pays the price when individuals, families and small businesses cannot af...

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Small Business Health Insurance Basics In Texas

Small Business Health Insurance Basics In Texas

Because premiums, deductibles, copayments, and coinsurance levels for small business group health insurance policies in Texas can vary widely from plan to plan, it pays to shop around.

Have a good understanding of your employees’ healthcare needs before you start shopping. Do they require frequent medical care or do they rarely see the doctor? Are they more concerned about preventive checkups or coverage in case of emergency? Are prescription or maternity benefits important to them? This is an essential first step. You want to purchase a plan that offers the medical benefits your employees need, without a bunch of “extras” your employees won’t take advantage of...

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Keeping Tabs On Your Health In Texas

Keeping Tabs On Your Health In Texas

Your personal health information – do you know who has it or where to find it in Dallas, Houston or in the other Texas cities where you have lived? Do you have it? In most cases, a complete record of all of your personal health information can’t be found at any single location or in any consistent format. Each one of your healthcare providers (family practitioner, allergist, OB-GYN, etc.) compiles a separate medical record on you. And often times, these multiple medical records can lead to an incomplete story about your health.

Keeping your own personal health record (PHR) provides doctors with valuable information that can help improve the quality of care you receive. A PHR can minimize or eliminate duplicate tests...

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Improve Your Health

Improve Your Health

Your health is very important, and having bad health can prove to be very discouraging. No doubt you want to do everything that you can to make sure that you improve and maintain good health. While no matter what you do, you probably will not improve your health overnight, there are a variety of things that can help to improve your health if you keep at it. The following are some very simple things that you can do on your own to start improving your health.

Start Moving
One very simple thing that you can start to do every day to improve your health is to get moving. Anything that gets you moving is a great way to improve your health...

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Womens Health Questions About Womens Health Problems

Womens Health Questions About Womens Health Problems

Answers to womens health questions on womens health problems can help a woman better understand her health and how to improve it. Today, a woman must both attend to her career while taking care of family responsibilities. Before and after work, she is likely involved in meal preparation, seeing to the family’s needs along with doing the non-stop stream of household chores. It is easy to understand how women can become nearly exhausted and begin asking womens health questions and looking for answers.

And to make matters worse, there is so much health information available that is at the same time confusing and conflicting...

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What is Catastrophic Health Insurance?

What is Catastrophic Health Insurance?

So your employer in Dallas, Houston or any place in Texas doesn’t offer health insurance. Perhaps you can’t afford to pay for a health plan. Or maybe you just don’t want pay for health coverage because you’re healthy enough that you feel “you don’t need it.” If you fall into any of these categories, you may be a candidate for a “catastrophic” health insurance plan, or what is sometimes called a “high deductible” health plan (HDHP).

Catastrophic health insurance is usually characterized by its high deductibles and low monthly premiums. These plans typically cover major hospital and medical expenses only above a certain deductible...

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Texas Health Insurance Benefits

Texas Health Insurance Benefits

Every small business in Dallas, Houston and throughout Texas wants to attract high quality individual employees who will contribute to the growth and success of the company. In order to recruit and retain these people, many larger business owners offer health insurance coverage, specifically group health, as an employee benefit.

If your company is small, especially if has ten or fewer employees, there are still ways to offer your employees health insurance coverage. In most states, insurance companies which offer small group health insurance plans are required to accept any employer group of two to 50 employees, provided the employer agrees to insure 100% of the eligible employees.

Before you can offer any health insurance coverage, you must ...

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Consumer-Driven Health Insurance In Texas

Consumer-Driven Health Insurance In Texas

If you were given just $ 1,500 to purchase groceries annually, you’d be a lot more careful about how you spend your money. You’d peruse the supermarket flyers, shop around for the best deals, and forgo the more expensive items, like lobster and steak. This is exactly the kind of “consumer-driven” behavior some employers in Dallas, Houston and all around Texas are hoping to spark in you and your co-workers by offering “consumer-driven” and defined-contribution health insurance plans.

You have to pay very close attention to understand the costs and consequences of your health care decisions...

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Texas Health Insurance Basics

Texas Health Insurance Basics

Health insurance. Everyone needs it, but not everyone has it. And with medical expenses on a seemingly endless rise, paying out-of-pocket for them could land you in the poor house. So when choosing a health insurance plan, it’s good to know the basics to help you make better, more financially sound choices when selecting a plan.

Health insurance plans generally fall into one of three categories: indemnity plans, also known as reimbursement plans, preferred provider plans (PPOs), and managed care plans (HMOs).

An indemnity plan allows you to choose your own doctors and it completely pays for your medical expenses, either in full or according to a schedule of benefits. The schedule of benefits may be substantially less than your actual costs...

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Auto Insurance To Health Insurance

Auto Insurance To Health Insurance

Many Americans rely on their automobiles to get to work. No automobile means no job, no rent or mortgage money, no food. A single parent, struggling to make ends meet in the suburbs with 100,000 miles on the odometer, would presumably welcome the guaranteed opportunity for low-priced insurance that would take care of every possible repair on her auto until the day that it reaches 200,000 miles or falls apart, whichever comes first. Especially if the insurance is valid regardless of whether she even changes the oil in the interim.

So why aren’t the auto insurance companies writing such coverage, either directly or through used auto dealers? And given the importance of reliable transportation, why isn’t the public demanding such coverage?...

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