Our Health

Our Health

When we think about our health, we really don’t. I am a 53 year female. Although I think about my health, I really don’t. A few months ago, I started having some medical problems. I went to have a physical. My doctor told me I was diabetic.

At first, I was in denial. But that wasn’t the problem. After telling my doctor there was something really wrong with me, she sent me to another doctor who said I was packed and needed a laxative. Knowing that was not the problem, I told him that whatever was wrong with me, it must be in the blood. Because they are doctors, sometimes they don’t listen to you. I was so sick that I literally could not get out of bed most of the time. My feet, knees, elbows, wrists and ankles hurt so bad...

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Personal Finances Budget 2

Personal Finances Budget 2

In Part 1 of Personal Finances, Creating a Budget, we talked about creating a budget for your personal finances. I know, I detest the word budget too because it feels so confining or restricting. But actually what’s going to happen when you create a personal budget for yourself or your family is just the opposite. YOU will gain control of your life. YOU will gain control of YOUR money.

If you missed the first article make sure you go through it before you continue on to this next section. Also be sure to pick up your FREE Simple One Page Budget at our website: Personal Finances Online dot com.

Okay then, here we go…

If you’re one of the lucky ones and your income covers all of your expenses, then you still may need to consider putting some more m...

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Small Business Health Insurance Basics In Texas

Small Business Health Insurance Basics In Texas

Because premiums, deductibles, copayments, and coinsurance levels for small business group health insurance policies in Texas can vary widely from plan to plan, it pays to shop around.

Have a good understanding of your employees’ healthcare needs before you start shopping. Do they require frequent medical care or do they rarely see the doctor? Are they more concerned about preventive checkups or coverage in case of emergency? Are prescription or maternity benefits important to them? This is an essential first step. You want to purchase a plan that offers the medical benefits your employees need, without a bunch of “extras” your employees won’t take advantage of...

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Keeping Tabs On Your Health In Texas

Keeping Tabs On Your Health In Texas

Your personal health information – do you know who has it or where to find it in Dallas, Houston or in the other Texas cities where you have lived? Do you have it? In most cases, a complete record of all of your personal health information can’t be found at any single location or in any consistent format. Each one of your healthcare providers (family practitioner, allergist, OB-GYN, etc.) compiles a separate medical record on you. And often times, these multiple medical records can lead to an incomplete story about your health.

Keeping your own personal health record (PHR) provides doctors with valuable information that can help improve the quality of care you receive. A PHR can minimize or eliminate duplicate tests...

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Auto Insurance To Health Insurance

Auto Insurance To Health Insurance

Many Americans rely on their automobiles to get to work. No automobile means no job, no rent or mortgage money, no food. A single parent, struggling to make ends meet in the suburbs with 100,000 miles on the odometer, would presumably welcome the guaranteed opportunity for low-priced insurance that would take care of every possible repair on her auto until the day that it reaches 200,000 miles or falls apart, whichever comes first. Especially if the insurance is valid regardless of whether she even changes the oil in the interim.

So why aren’t the auto insurance companies writing such coverage, either directly or through used auto dealers? And given the importance of reliable transportation, why isn’t the public demanding such coverage?...

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Health Insurance Options for Georgia Residents

Health Insurance Options for Georgia Residents

Irrespective of the fluctuations in economy, our healthcare requirements are always the same. It is our primary concern to see that we get a quality health care. Since there is a highly competitive environment outside there in the health insurance arena, there are a lot of health insurance companies advertising their health care plans at highly affordable rates and with highly beneficial coverage options. Therefore the task of finding a suitable health insurance plan is made easier than ever for the residents of Georgia.

Health insurance plans enable the Georgia residents gain access to quality health care as and when they require it...

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Buying hassle free Health Insurance policy in Florida

Buying hassle free Health Insurance policy in Florida

Having a health insurance plan in Florida has become a basic necessity these days since it means having access to quality health care. If you do not have adequate health insurance coverage or if you have insufficient funds, you will not have a say over the type of treatment that you will receive in case of unforeseen health issues. These days, the cost of health care has raised sky high. Therefore, those uninsured will find themselves under ruinous debt if they have to undergo a surgery, spend a day-or two as in-patient, get treatment for a chronic health condition, buy the prescription for a given drug therapy, or stay in an Hospital emergency room for several hours...

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Making Insurance for the Individual Health Coverage Program

Making Insurance for the Individual Health Coverage Program

You may need to depend on health coverage in case any injuries or accidents happen in your life, because if you do not get health coverage then you might have to bear all the expenses of your medical care. For people, who do not have the benefit of receiving the health coverage as an employee in their job in the government and private sector might look up to other health coverage plans that are available for them and their family. You can either take health coverage individually or for your family. However, the Individual Health Coverage is one of the best choices to go for, because it covers all the expenses for your individual health care...

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Tips to Protect Your Retirement Income Investment

Tips to Protect Your Retirement Income Investment

Your retirement income investment is what you will use to live out the rest of your life without taking on work in any active capacity so it is important to protect these funds as they will be the funds that provide your livelihood for the remainder of your years. Ordinarily, with so much importance resting on your retirement funds, one would prefer to buy a sack of gold and simply go to sleep daily with it under your pillow everyday.

Since you do not have the luxury of falling back on your monthly salary anymore, once you retire, you have to make your investments in such a manner that it supports your post-retirement lifestyle. Your investments should be geared to reap in maximum income during those golden years.

The wise...

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Why Health Insurance Is A Smart Investment In Your Health

Why Health Insurance Is A Smart Investment In Your Health

Should you not have medical insurance, a significant amount of health bills can jump significantly in a year alone or you may end up in overwhelming financial trouble if you had a sudden health emergency. Even when you have employer or government health protection, it might not give you the coverage you need, particularly if you have a family. As well, as without a dental plan or eye health plan, you can also end up with expensive medical costs if you have dental emergency or eye health emergency. Fortunately, there are health insurance plans obtainable and there are also dental plans and eye insurance plans that can be bought alone...

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Finding Affordable Health Insurance

Finding Affordable Health Insurance

Health insurance policies differ from country to country. Many affordable health insurance companies in the U.S. are very competitive, and this competition is beneficial for consumers. For selecting an affordable health insurance plan, you can rely on online quotes that are easy and fast. Privacy is the major issue for many consumers who prefer affordable health insurance quotes online. Most online insurance quote websites in the U.S. provide links to others, thereby hampering your privacy. Ensure that the personal information requested online by a health insurance company is used only to determine the customer’s benefits and options.

There are many affordable insurance plans provided by health insurance companies...

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How To Acquire A Health Insurance Quote

  How To Acquire A Health Insurance Quote

No one knows when they will get into a car accident or face a sudden illness such as cancer. With all the uncertainty in life, it is important you have your finances in order to pay for medical care in case of an emergency. That is why you need health insurance coverage. You can find the best policy today by getting a health insurance quote.

You can purchase insurance coverage from thousands of companies around the world. Each policy has its own rules and requirements so it can be a little confusing when you are choosing one. To begin, request a quote from three or four companies that you are most interested in.

When you request an official quote, the insurance company will send you some paperwork to fill out...

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Do You Need A College Health Care Plan

Do You Need A College Health Care Plan

Upon graduation from high school, there is no doubt that you will surely start your tertiary education in college or university. At age twenty, children will not be covered by health insurance of their parents and this can be disastrous if they are merely study and do not do part-time job. Some universities or colleges may have insurance plan offered to students. These insurance may not answer all your needs but you need to be meticulously considered it.

Most of the universities and colleges offer student health insurance plans. These plans should absolutely be at reasonable price, and can give you the school’s nearest hospitals...

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