Derailed Finances

Derailed Finances

The stock market was down almost 45% this year. Housing values are down 20% and unemployment is at an almost all time high. Social security and Medicare are running out of money and may be non-existent in our lifetime. The question is, how have your long range financial expectations changed? Do you still feel secure in your financial future? No one wants to be a pessimist but it is important to be a realist, especially now. One thing that’s for sure, if you continue to do the same things you’ve always done you can expect the same results.

There is good news out there. A lot of people are doing quite well during these recessed times...

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Exercise and Good Nutrition

Exercise and Good Nutrition

Everyone knows that eating a healthy and well-balanced diet is necessary to give the body all of the nutrients that it needs to be at its peak condition. What they may not know is that exercise can be just as important to optimal health. Sure, you can eat the perfect amount of the healthiest foods, but if you do not ever exercise, you will not reach your health potential.

Exercise has been linked to better functioning of the heart, the brain, and the digestive system, just to name a few. It also plays a major role in preventing or slowing the progression of a number of diseases and conditions, including Alzheimer’s Disease and cardiovascular disease.

Exercise boosts the immune system and can help to boost the metabolism as well...

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What is Catastrophic Health Insurance?

What is Catastrophic Health Insurance?

So your employer in Dallas, Houston or any place in Texas doesn’t offer health insurance. Perhaps you can’t afford to pay for a health plan. Or maybe you just don’t want pay for health coverage because you’re healthy enough that you feel “you don’t need it.” If you fall into any of these categories, you may be a candidate for a “catastrophic” health insurance plan, or what is sometimes called a “high deductible” health plan (HDHP).

Catastrophic health insurance is usually characterized by its high deductibles and low monthly premiums. These plans typically cover major hospital and medical expenses only above a certain deductible...

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California Personal Health Insurance

California Personal Health Insurance

A good percentage of Californians get their health insurance through companies, the government (State, Local, and Federal), Military, or State programs (Medi-Cal, Medicare, etc). That still leaves a large number of people that need to find and purchase California personal health insurance. Purchasing personal health insurance is usually both an expensive and confusing endeavor so let’s try to simplify it and offer guidance on how the find the most affordable personal health insurance in California. Before we jump into that process, let’s discuss who is in the market for personal health insurance and what their options are.

Who buys personal health insurance?

Basically, the purchaser of personal health coverage is anyone who doesn’t hav...

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Healthcare News | Health Insurance News | Healthcare Informatics | Care411

Healthcare News | Health Insurance News | Healthcare Informatics | Care411

Health Care News

This is a very fast paced world. In this rapidly moving world one of the most important aspects that is neglected by people is their health. People have been ignoring their health and are ignorant about how many things can affect them. In such times, health care news can be very useful for people. Even in the news that we watch daily, health care in the news forms an important aspect of the news headlines. Your health is the most important part of your life. Issues related to your health are very unpredictable. If you qualify, getting medicare health insurance for yourself should be the utmost priority...

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Factors that Make Individual Health Insurance Texas Plans Expensive

Factors that Make Individual Health Insurance Texas Plans Expensive

If you need an individual health insurance Texas policy, there are several factors that will affect your premium. The main factor is your health. If your health is not good, or if you have a pre-existing condition, then your application for an individual health insurance Texas policy may be denied. This may also happen if you have some factors that meet the definition of high risk for the health insurance carrier. For example, if you have diabetes, or are a smoker, or are overweight, you may have difficulty getting individual health insurance...

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Aetna: individual health-Smart Choice

Aetna: individual health-Smart Choice

If you are an individual who does not have access to a group health insurance plan, then you will need to purchase individual health insurance from a private health insurance provider. One of your options will be an Aetna individual health insurance policy. Aetna provides Aetna individual health insurance plans in all fifty states. Aetna has a wide variety of Aetna individual health insurance plans, depending on your life stage and personal preference. So, even if you are outside your local area, you are sure to find physicians and hospitals that are part of you Aetna individual health insurance plan network.

One way of finding the best Aetna individual health insurance plan for you, is to look at the Aetna web site and try their interac...

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Correcting Health Care Reform Lies

Correcting Health Care Reform Lies

There are people who have a vested interest in keeping the American health care system broken. Those people are the health insurance industry execs who are making millions of dollars and the politicians they have bought off. These people have hired PR firms to spread lies about health care reform in order to scare everyday Americans into fighting against their own self interest (which is obviously for health care reform.) These are the people behind the orchestrated anti health care reform noise at the town hall meetings across America. This is nothing “grass roots” about that movement...

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Health Insurance In A World Of Money Issues

Health Insurance In A World Of Money Issues

Getting sick is something no one wants to think about, but when it becomes a reality it can be that much harder to deal with. The cost of health care continues to rise, making it difficult to face financially. Consider being faced with a life threatening or lifelong disease and trying to pay for it yourself. This becomes an impossible situation without health insurance. Medicare as it is now cannot be the only option when your family and additional health concerns may arise when you fall ill.

When a person’s health begins to deteriorate it can put them at risk of lost employment and as well as financial hardship due to travel expenses, cost of medical procedures, and medication. This is a risk that should not be taken...

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