Derailed Finances

Derailed Finances

The stock market was down almost 45% this year. Housing values are down 20% and unemployment is at an almost all time high. Social security and Medicare are running out of money and may be non-existent in our lifetime. The question is, how have your long range financial expectations changed? Do you still feel secure in your financial future? No one wants to be a pessimist but it is important to be a realist, especially now. One thing that’s for sure, if you continue to do the same things you’ve always done you can expect the same results.

There is good news out there. A lot of people are doing quite well during these recessed times...

Read More

Put Your Finances In Order

Put Your Finances In Order

Copyright (c) 2013 Mr Colon R Bolden

Doing anything for the first time can be scary, that’s why you need to make sure you have your finances in order or as safe as possible. The safer you feel about your finances and the more control you have, the more likely you’re come up with the best solution for your money. The first key to financing your money right has nothing to do with how much money you make or how much risk you take. In fact, smart people know that it don’t involve any risks at all and if you decide to take a risk you might loose it all wondering why did I do it.

Successful people minimize the risks and maximize their gains by investing. That’s what makes it all so attractive and worth while in the long run...

Read More

Make your Retirement Money Work

Make your Retirement Money Work

The earlier you start putting money back for retirement, the better your golden years will be. And if you have been faithful in participating in your employers 401K plan, you can start to some serious money begin to build up as you realize the vesting of the employer matching funds and you continue to make your contributions month after month. It can get pretty exciting when you get those statements and you see your retirement fund really start to take shape.

But your career in business can take a lot of twists and turns along the way. And sometimes you change jobs for a lot of reasons. But the question comes up then; What happens to my 401K money if I leave before retirement? The good news is that you do not lose it. The 401K program is fed...

Read More

Saving Money Through Making An Investment In Retirement Funds

Saving Money Through Making An Investment In Retirement Funds

A good retirement fund company will know the way to use the investor’s cash to purchase and sell large quantities of instruments. The purpose of fund corporations is to extend their profit markups. The individual who invests on funds also has a corresponding objective of squeezing maximum profit out of it. It is a win win situation, only if you know the way to make the best from investing in hedge funds and so saving your cash from being wasted. When choosing funds , be absolutely certain to pay attention to your goals and ambitions in order that you can invest in the right fund. Start your investing when young.

Making an investment in retirement funds has appeared as the new jargon among clients so as to save c...

Read More

Saving Money Thru Making An Investment In Retirement Funds

Saving Money Thru Making An Investment In Retirement Funds

A good retirement fund company will know the way to use the investor’s cash to purchase and sell large quantities of instruments. The purpose of fund corporations is to extend their profit markups. The individual who invests on funds also has a corresponding objective of squeezing maximum profit out of it. It is a win win situation, only if you know the way to make the best from investing in hedge funds and so saving your cash from being wasted. When choosing funds , be absolutely certain to pay attention to your goals and ambitions in order that you can invest in the right fund. Investing 101 is agreat beginner’s guide!

Making an investment in retirement funds has appeared as the new jargon among clients so as to sav...

Read More

Deep Blue Publications Group LLC: How retirement funds could turn on you

Deep Blue Publications Group LLC: How retirement funds could turn on you

One of the biggest dilemmas people face today is what financial experts like to call the “variation of outcomes”. In a more practical sense, it would mean the difference between those students who were on the top 10 during your high school, for example: 5 made it into Ivy League schools, 3 got into other universities, one went to work and the other took a break. In short, even in a supposed set of people, you can never predict what will happen in the future.

And when it comes to retirement investments, people tend to have similar strategies on withdrawal that consequently points to various outcomes. Case in point: how investors could have survived the peak of the 90s bull market which was viewed as on...

Read More

Live Longer On Less When Retirement Funds Run Out

Live Longer On Less When Retirement Funds Run Out

Even with my health problems, my wife and I believed we were prepared for retirement fifteen years ago. Our nest-egg was substantial and the economy was in good health. We optimistically believed our retirement funds would last until we passed, and we would leave a large inheritance to our kids.

I retired at the age of 61 in 1998. My cardiologist advised that with the continued stress of my job I could soon be dead or at least severely disabled, but if I would get my life-style under control, I could expect to live past my actuarial age of 85. I resolved to beat the medical issues and live well the next twenty-five years.

My wife and I had both stashed money into self-directed 401 K accounts...

Read More